Loan Officers

Bob Giacomo

Mortgage Market Manager

Bob graduated from the University of Akron with a Bachelor’s Degree in Political Science with a Minor in Economics. Bob has worked for mortgage bankers and brokers in commercial and retail banks, both large and small for 33 years. Bob is very active in his community; he serves as a board member for Habitat for Humanity of East Central Ohio since 2016 and has a seat on the executive committee. Bob has also served on the fundraising committee for Hammer and Nails, a faith-based mission dedicated on improving the lives of elderly low-income homeowners. He resides in Jackson Township with his wife and two teenage children. Bob’s goal is to help his customers enjoy the process of purchasing their part of the American dream.

Contact Information
T: 330.264.2388
F: 330.262.8098
NMLS #614766


Kim Rehm

Assistant Vice President, Residential Mortgage Loan Manager

Kim has been an employee with The Apple Creek Banking Company since July 1986.  She served as a board member of the Wayne Holmes Realtor’s Association and is a member of the Wooster Chamber of Commerce.  She attended the University of Akron and has taken numerous courses through American Institute of Banking and continues her education through Bank Administration Institute.  She is active in the community serving the Red Cross, the Salvation Army, the Wayne County Fair and is a former director and secretary of Quota Club International of Wooster.  She currently serves as a board member for Habitat for Humanity and a board member for the College Hills Retirement Village. She is active in her Church serving in outreach programs and mission trips.  She resides in Smithville with her husband.   Kim’s personal goal, for her customers, is to make owning a home possible.

Contact Information
T: 330.264.2388
F: 330.262.8098
NMLS #791581


Lori Riddick

Mortgage Loan Assistant

Lori has worked in the financial industry for 38 years and employed with The Apple Creek Banking Company since July 2000 in our Residential Mortgage Department. She has a proven ability to deliver high quality customer service work with confidence and trust. Many of our customers have banked with us for decades and they know that in one phone call or visit into the branch, they will not only get the same person that they have come to know but get exceptional customer service as well. In an age of high tech, it is still very satisfying to speak to an actual person without having to go through an automated system. She is able to quickly assess what the needs of the customer are and get them to the right product. She is driven to work hard every day to give the best possible experience to our customers. Lori has been a life-long Wayne County resident and currently resides in Wooster with her husband, Steve.

Contact Information
T: 330.264.2388
F: 330.262.8098