How much can I borrow?
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| HEIL vs. HELOC | Home Equity Installment Loan | Home Equity Line of Credit |
|---|---|---|
| Type of Interest | Fixed-Rate | Variable-Rate |
| Payout | Lump Sum | Revolving Credit |
| Type of Loan | Secured | Secured |
| Best For | Debt Consolidation, major renovation costs | Intermittent cash needs over a number of years |